#01
Reimbursements take three weeks
Cash flow stalls while employees wait on a check. A $600 client dinner can sit for a month while finance chases the paper.
Pre-launch · 2026 cohort
Receipts captured before the money moves.
The expense automation platform for SMBs that reimburses inside a day — not three weeks.
Ledgerlight is an expense automation platform for SMBs — handling receipts, employee expense reports, and AP invoices for finance leads at 30‑to‑50‑person companies who don't have a dedicated AP team. It runs on a card‑free, pre‑spend capture model: the receipt lands in the system before the swipe has cleared, then OCR, policy, and reimbursement finish the job.
Ledgerlight
Reimbursement Confirmation
EmployeeSam · Finance
Submitted10:14 AM
VendorCobalt Bistro
MethodPersonal card
CategoryClient dinner
PolicyWithin limit
Reimbursed$612.40
SettledSame day
Thread#Q-2024-0119
Paid
1 day
Avg. reimbursement
0
Corporate card required
$5
Per seat, per month
01 · The Pain
Month-end is a receipt-hunt, not a close.
If any of this sounds like a Tuesday, the platform is for you.
#02
Lost receipts, coded to the wrong account
By the time the receipt surfaces, the meal, vendor, and project are fuzzy. Categorization happens from memory, not from the slip.
#03
Employees lose 15–30 minutes a day
Re-keying the same transaction into a spreadsheet, an email, and an accounting tool. The wheel spins after the spending happens.
02 · The Method
Capture before the spend. Reimburse before the weekend.
Three product moves that close the gap between the swipe and the ledger entry.
1
Pain: corporate-card lock-in
Card‑free BYOC receipt capture
Works with personal cards, cash, Venmo, and ACH. No application, no minimum bank balance, no card swap. The receipt is the source of truth — not the card network.
2
Pain: receipts lost in inboxes
Pre‑transaction capture
Snap the receipt in the app or forward it to ingestion@ before the meal is paid. OCR, vendor match, and policy check happen before the swipe — so the paper is never missing.
3
Pain: enterprise tools for 6-person teams
Flat-fee pricing for teams of 6–50
Per‑seat pricing that scales down, not up. The same workflow that powers a 50-person finance org costs what a SaaS subscription should.
We don't need another corporate card. We need the receipt to land in the system before the bill does.Alex, finance lead at a 35-person SaaS startup
03 · Pre-order
Lock the launch price. Skip the waitlist.
We're onboarding the first ten finance teams in 2026. Pre-order seats at $5 / seat / mo, billed monthly. Cancel any month. Card-free from day one.